Pet insurance ratings 2026
Six scales, each from 0 to 10 where 10 is the ideal insurer, and a weighted total. Everything is computed from public rate filings at build time; see the methodology (version 1).
Florida
| Brand | A | B | C | D | E | F | Coverage | Total | 15-year cost |
|---|---|---|---|---|---|---|---|---|---|
| Pets Best | 10.0 | 3.0 | 8.4 | 2.7 | 8.0 | no data | 7.5 | 6.3 | $33,190 |
| Lemonade | 6.5 | 3.2 | 9.2 | 4.6 | 9.0 | no data | 3.5 | 6.1 | $51,222 |
| Spot | 4.7 | 1.9 | 9.2 | 0.3 | 3.0 | no data | 8.8 | 3.7 | $70,343 |
| Pumpkin | 4.2 | 1.9 | 9.2 | 0.3 | 3.0 | no data | 8.8 | 3.5 | $79,368 |